When you’re injured in an auto accident or on the job; or if you’re hurt physically or psychologically through the negligence or wrongdoing of another person, company or government agency there is normally some sort of insurance coverage which can help you with medical costs, lost wages and time off from work. Unfortunately, insurance companies don’t always have your best interest at heart. They are more concerned with numbers and how your claim can be quickly resolved. This is why you should have an attorney get involved. But can any attorney help?
The Law is the Law
Most people assume that any attorney has the same knowledge as another. This is mostly true. All attorneys are schooled and trained n different types of law from criminal law to divorce; but there are so many factors involved with each individual case that no one attorney can possibly be familiar and experienced with all of them. This is why attorneys specialize in different areas of the law to better serve clients. An injury lawyer is specially trained in “tort law” which includes civil wrongs and economic or non-economic damages to a person’s property, reputation or rights.
Insurance Companies can be Tough
When you’re injured on the job or as a result of another’s negligence or wrongdoing, your insurance company can suddenly become rather distant and pushy. They’re main interest is with the company’s position and not necessarily yours. Many people have been steamrollered by insurance companies wishing to come to a quick settlement of a claim. This can leave you without adequate money for all your medical bills and pain and suffering. An experienced injury lawyer will help negotiate with insurance companies and help you receive all that you deserve in an injury case.
When you are involved in an auto accident and suffer bodily injury or slip and fall at work and hurt yourself, normally there is some sort of insurance coverage that will compensate you for pain and injury. Auto insurance policy coverage can often take care of medical bills and possibly even time off of work during your recovery. Workman’s compensation on your job may take care of your medical bills but may not cover time lost from work or other pain and suffering; and there may be a large deductable on your car insurance that could be higher than your actual medical costs.
Don’t Assume your Covered
When you look for insurance coverage it can be a daunting experience. There are so many different types of coverage with tons of confusing information that even insurance agents have trouble understanding. This is why it’s always a good idea to get an injury lawyer involved. They are strictly regulated by the bar association and are better equipped to deal with anxious insurance organizations who look out for their own interests and not necessarily yours!
On Your Side
Injury lawyers are trained and licensed the same as any other type of lawyer but they have special knowledge about personal injury, liability and can negotiate with insurance companies better than an average attorney. An insurance company may seem like they’re your friend, but when it comes time to file a claim, they’re not quite as friendly as you thought. Getting an injury lawyer involved in your case will help cut through the red tape and confusing paperwork that can make your injury hurt even more! Injury lawyers can give you peace of mind when dealing with insurance companies and negotiate for the maximum award you deserve.
Every year, CQ Press and others will publish a study ranking the states according to how smart they are, citing a number of factors in drawing their conclusions. Indiana ranks right in the middle: Ranked 24th in the most recent study, up two spots from its 26th-place ranking in the previous one. Indianapolis, though, can certainly claim to be home to some of the dumbest criminals ever to pose for a mug shot.
Follow the Money
In 2006, a budding criminal genius held up a tavern on the city’s west side. He shoved all of his cash register loot into a plastic bag, which he failed to notice had a hole in it. All the police had to do, literally, was follow the money trail all the way to the perp’s car. He was probably in awe of the intellect displayed by two Indianapolis men who robbed a fast-food drive-thru (in nearby Lawrence) by firing a gun in the air and then waiting for the food. They also happened to be waiting for the police.
‘Opposite’ of Smart
Being criminally stupid is no passing fancy, but an enduring legacy in Indianapolis. Just a couple of months ago, one Leonard Fodera was arrested for walking around in public wearing not so much as a leopard fedora. When confronted by the naked truth about local indecency laws, Fodera’s excuse for his immodesty was simple: It was ‘Opposite Day’, which he figured meant that if you normally wear clothes, you didn’t have to.
Naturally, greed is often the corrupting factor which ignites bouts of idiocy among the public at large. In 2009, a fellow named Dwayne Roberts was working as an assistant manager at a Fifth Third Bank branch on Georgetown Road in Indianapolis. He devised a brilliant scheme. After sending his employees home, Roberts removed cash from the bank vault, then set fire to piles of money in the vault to cover up his thievery. He would’ve made a clean getaway if it weren’t for those darn security cameras… Not to mention the fact that he’s locked his car keys in the vault along with the burning money.