FREQUENTLY ASKED QUESTIONS
Indiana attorneys with Yosha Cook & Tisch share answers to questions commonly asked by their clients.
What are the pitfalls of not hiring an attorney and dealing with the insurance company myself?
An ordinary citizen, without the assistance of an experienced injury attorney, is no match for those in the insurance industry and their teams of expert lawyers. Insurance adjusters have daily experience and advanced means to deal with the investigation and evaluation of serious personal injury claims. For most victims of a serious accident, it is their first experience in dealing with legal/medical-issues.
How can having a skilled and experienced attorney help level the playing field?
In this day and age, insurance companies’ ad campaigns discourage victims of serious accidents from promptly obtaining legal representation or brand them as frauds. In our experience, false or fraudulent cases are few and far between. Insurance companies have a huge advantage over the average citizen who has limited means to pay for legal counsel, investigation, and expert consultations.
Our firm accepts cases on a contingency fee basis and advances litigation expenses for investigation and use of experts in various fields.
Our initial consultation with you is free so that you can independently and freely decide whether or not to retain Yosha Cook & Tisch without being burdened by the cost of an initial consultation.
What do I need to know about choosing an attorney?
Choosing an attorney is one of the most important decisions you have to make when confronting a serious injury or personal family tragedy. Attorneys vary in experience, skill, expertise, and results. All attorneys are not equal.
Yosha Cook & Tisch has extensive litigation experience from varied backgrounds in a broad range of cases including:
- Construction site injuries
- Bad faith settlement claims
- Traumatic brain injury (TBI)
- Neck & back injuries, ruptured cervical disks
- Complex Regional Pain Syndrome (CRPS)
[also known as Reflex Sympathetic Dystrophy (RSD)]
- Orthopedic injuries of the bone, joint, and ligaments
- Impact traumas to the spine and nervous system
Why is prompt investigation crucial for a case?
By promptly retaining an attorney, all relevant evidence can be collected and witnesses interviewed. Delay in contacting an attorney can result in:
- Loss of critical evidence
- Witnesses forgetting facts critical to your case
- Accident scene change or alteration, intentionally or unintentionally, due to the passage of time
Our full-time staff private investigator enables us to act immediately on your behalf.
The insurance company is pushing to settle, but is it too soon?
Insurance adjusters press for early resolutions before the full impact and consequences of an auto accident or other trauma are known. This tactic maximizes their company’s profits and settles cases as inexpensively and quickly as possible.
It is important not to settle your case too quickly. Before resolving your case, you need to make sure that you have reached maximum medical improvement and that no lingering problems or issues might arise at a later date which could alter your lifestyle and jeopardize your financial security.
You only get one bite of the apple and are not allowed to come back after your case is resolved and try to obtain additional money for the payment of medical expenses or the loss of income, etc.
How can you help me deal with unpaid medical bills and creditors?
Where possible, we work with your creditors and healthcare providers. We assure them that we will honor their medical liens once your case has been settled and that we intend to aggressively and competently represent your interests against potential wrongdoers. Such action staves off collection proceedings against you and your family.
During case settlement, we work to negotiate and obtain a lien reduction from your creditors and healthcare providers in order to maximize your recovery. In the past, our firm has dealt with a number of different doctors, health care providers, lawyers, and insurance companies.
Under the law, what is unfair claim settlement practice by an insurer?
See Indiana Code ‘ 27-4-1-4.5 for detailed information about unfair claim settlement practices.
If you feel that you have been mistreated by an insurer, please feel free to contact our office for a free consultation to explore your potential remedies. You can also contact and lodge a complaint with the Insurance Commissioner:
Indiana Department of Insurance
311 West Washington St.
Indianapolis, IN 46204-2787
Phone: (317) 232.2395
InState WatsLine: (800) 622-4461
Fax: (317) 232.5251
If involved in a car accident, what actions should I take?
- Get immediate medical evaluation.
- Do not make recorded statements.
- Contact your insurance company.
- Get legal representation.
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